Annual Report 2017
Annual Report 2017
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Cover
Management Principles
Contents
The Goal for Shinsei Bank Group
Shinsei Bank Group’s Business Profile
Shinsei Bank Group in Numbers
Financial Highlights
Company History: Timeline of Shinsei Bank
Overview of Third Medium-Term Management Plan
Progress in First Year of Third Medium-Term Management Plan
Strategies to Increase Value for Stakeholders
CEO Message
Letter from Finance
Special Feature: President and CEO × Outside Director Discussion
Special Feature: Progress Assessment of Group Integration
Special Feature: Shinsei IR Day
IR Activities
Sources of Corporate Value
At a Glance
Individual Business
Institutional Business
Global Markets Business
Status of Regional Revitalization and SME Management Improvement Initiatives
Business Segment Information, Overview of Important Sub-units
Glossary
ESG as Foundation Increasing Corporate Value
CORPORATE GOVERNANCE
Bolstering Governance for Sustainable Growth
Corporate Governance
Introduction of Our Directors and Executives
Message from Each Outside Director and Audit & Supervisory Board Member
Operation of the Board of Directors
Risk Management
SOCIAL
Toward Fully Harnessing Group Talent and Capabilities
Educating Next Generation
Our Post–Quake Recovery Support Activities in the Tohoku region of Japan
ENVIRONMENT
Environmental Initiatives
Website
Data Section
Management’s Discussion and Analysis of Financial Condition and Results of Operations
Overview
Selected Financial Data (Consolidated)
Results of Operations (Consolidated)
Results of Operations (Nonconsolidated)
Critical Accounting Policies
Financial Condition
Consolidated Balance Sheet
Consolidated Statement of Income
Consolidated Statement of Comprehensive Income
Consolidated Statement of Changes in Equity
Consolidated Statement of Cash Flows
Notes to Consolidated Financial Statements
Independent Auditors’ Report
Nonconsolidated Balance Sheet (Unaudited)
Nonconsolidated Statement of Income (Unaudited)
Nonconsolidated Statement of Changes in Equity (Unaudited)
Capital Adequacy Requirement (Basel Accord) Pillar III (Market Discipline) Disclosure
Corporate Information
Back Cover