Annual Report 2012
Annual Report 2012
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Cover
Contents
Gearing up for Growth
Financial Highlights
Message from the Management
To Our Shareholders, Customers and Employees
Questions & Answers
Special Feature
Towards Achievement of our Medium-Term Management Plan
Measures for Diversification of Revenues through New Businesses
The Launch of Shinsei Bank Card Loan—Lake
Summary of Major Events
Review of Operations
At a Glance
Institutional Group/Global Markets Group
Individual Group
Building up Operating Assets
Glossary
Management Structure
Directors and Executives
Organization
Corporate Governance
Risk Management
Human Resources and Corporate Social Responsibility (CSR)
Data Section
Management’s Discussion and Analysis of Financial Condition and Results of Operations
Overview
Selected Financial Data (Consolidated)
Results of Operations (Consolidated)
Results of Operations (Non-Consolidated)
Critical Accounting Policies
Financial Condition
Exposure to Securitized Products and Related Investments
Consolidated Balance Sheets
Consolidated Statements of Income
Consolidated Statements of Comprehensive Income
Consolidated Statements of Changes in Equity
Consolidated Statements of Cash Flows
Notes to Consolidated Financial Statements
Independent Auditors’ Report
Non-Consolidated Balance Sheets (Unaudited)
Non-Consolidated Statements of Income (Unaudited)
Non-Consolidated Statements of Changes in Equity (Unaudited)
Basel II Pillar III (Market Discipline) Disclosure
Corporate Information
Website
Back Cover